He says he just came from a bank and they will open a checking account with an $10 deposit. He can have overdraft protection on it. He really needs $150 to pay his rent. He figures he will write a $150 dollar check with a planned overdraft and pay it back plus a $30 NSF fee within 30 days. I suggest to him, they call that a HOT check and you go to jail for writing hot checks.
He honestly and sincerely asks if I have a better idea. He was sleeping in a field, but it was tough keeping up with his books and things. His rent due was his part of 6 others renting a house together. I was impressed with how he was doing everything he could do to get a college education. But strongly recommended he find a different way to pay his rent...
Oh yes. To be young again...
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